4601 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4601 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,442 sqft · built 1991
Lot Size	0.148 acres (6,473 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Mar 2025)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-233`

Property Details

APN / Parcel Number

Primary APN	`215-12-233`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,625 sqft
2nd Floor Area	817 sqft

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,473 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces
Pool Area	375 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4601 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	IMAGES MCR 332-7
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	IMAGES
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	619700

Owner

4601 E Desert Cactus St is owned by an individual who bought it in March 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9929 N 123RD ST, SCOTTSDALE, AZ 85259-6026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 15, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	20250130618
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2022
Property Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573
Document Number	0000534967
Map Reference	MB 332 PG 7
Instrument Date	Jun 13, 2022
Instrument	20220534967
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EMPIRE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 E DESERT CACTUS ST, 4601, PHOENIX, AZ 85032-1573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573

Mortgage

Document Number	0000534968
Date	Jun 28, 2022
Instrument	20220534968

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2021
Property Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573
Document Number	0000932219
Map Reference	MB 332 PG 7
Instrument Date	Aug 18, 2021
Instrument	20210932219
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ALLIED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 E DESERT CACTUS ST, 4601, PHOENIX, AZ 85032-1573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573

Mortgage

Document Number	0000932220
Date	Aug 27, 2021
Instrument	20210932220

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573
Document Number	0000049502
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4601 E ROBERT E LEE ST PHOENIX AZ 850321573, PHOENIX, AZ 85032-1573

Mortgage

Document Number	0000049502
Date	Jan 21, 2020
Instrument	49502

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 15, 2017
Property Address	4601 E DESERT CACTUS ST, PHOENIX, AZ 85032-1573
Document Number	0000928029
Instrument Date	Dec 6, 2017
Instrument	928029
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4601 E ROBERT E LEE ST PHOENIX AZ 850321573, PHOENIX, AZ 85032-1573

Mortgage

Document Number	928030
Date	Dec 15, 2017
Instrument	928030

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4601 E Desert Cactus St was $3,262.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,900	$629,000 Land $125,800 Building $503,200
2025	$3,262.00
2024		$61,610	$616,100 Land $123,200 Building $492,900
2023	$3,106.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4601 E Desert Cactus St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 E Desert Cactus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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