4607 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4607 W 7th St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,162 sqft · built 1941
Lot Size0.189 acres (8,262 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2017)
Tax Bill$3,686 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4520-17640

Property Details

APN / Parcel Number

Primary APN010-4520-17640
Alternative APN
  • 1035039

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,162 sqft Gross Area
1st Floor Area763 sqft
Basement Area300 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area8,262 sqft (0.189 acres)
Garage Area1,748 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area288 sqft
Storage Building144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1035039
Street Address4607 W 7TH ST
CityDULUTH
StateMN
Zip55807-2020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 AND 5 AND ELY 1/2 OF LOT 6 SERIAL #
Legal SubdivisionWEST DULUTH SIXTH DIVISION
Legal Block122
Legal Lot Number4-6
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5000
Census Tract15800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4607 W 7TH ST, DULUTH, MN 55807-2020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEND SMART MORTGAGE LLC
Jul 28, 2017Warranty Deed, Transfer · Conventional with PMI
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleJun 25, 2004 · Amount on Record
Deed Document Number2017987831
Prior Transfer DateJun 3, 2004
Prior Transfer Doc0000778653
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4607 W 7TH ST, DULUTH, MN 55807-2020
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyNOT AVAILABLE, NST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001040632
DateMay 13, 2021
Instrument1040632
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
AddressSAINT PAUL, MN 55126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 28, 2017
Property Address4607 W 7TH ST, DULUTH, MN 55807-2020
Document Number000T987831
Instrument DateJul 17, 2017
InstrumentT987831
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$511.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 W 7TH ST DULUTH MN 558072020, DULUTH, MN 55807-2020

Mortgage

Document NumberT987832
DateJul 28, 2017
InstrumentT987832
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,686.00 (+31.36%) Homeowner's exemption
2025$2,806.00 (+0.14%) Homeowner's exemption$244,000 (+7.49%) Land $19,400 Building $224,600$244,000 (+7.49%) Land $19,400 Building $224,600
2024$2,802.00$227,000 (+11.22%) Land $20,700 Building $206,300$227,000 (+11.22%) Land $20,700 Building $206,300
2022$204,100 Land $19,100 Building $185,000$204,100 Land $19,100 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
AirFiber
Fixed Wireless
100 / 20

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