St. Louis County property record for 4522 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,918 sqft · built 1941 |
| Lot Size | 0.106 acres (4,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,300 (Aug 2016) |
| Tax Bill | $3,892 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3960-00170 |
| Primary APN | 010-3960-00170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Gross Area |
| 1st Floor Area | 1,115 sqft |
| Basement Area | 555 sqft |
| Finished Basement | 555 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,624 sqft (0.106 acres) |
| Garage Area | 400 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 361 sqft |
| Gazebo | 82 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1013096 |
|---|---|
| Street Address | 4522 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:003 SERIAL # |
| Legal Subdivision | W H RICHARDSONS DIV OF DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4522 W 7TH ST, DULUTH, MN 55807-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 2016974002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4522 W 7TH ST, DULUTH, MN 55807-1437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001050716 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 1050716 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,892.00 (+0.57%) Homeowner's exemption | ||
| 2025 | $3,870.00 (+3.64%) Homeowner's exemption | $323,400 (+8.12%) Land $11,900 Building $311,500 | $323,400 (+8.12%) Land $11,900 Building $311,500 |
| 2024 | $3,734.00 | $299,100 (+11.98%) Land $12,800 Building $286,300 | $299,100 (+11.98%) Land $12,800 Building $286,300 |
| 2022 | $267,100 Land $11,700 Building $255,400 | $267,100 Land $11,700 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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