St. Louis County property record for 4606 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,235 sqft · built 1941 |
| Lot Size | 0.106 acres (4,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (May 2019) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2600-00050 |
| Primary APN | 010-2600-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Gross Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,627 sqft (0.106 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 190 sqft |
| Storage Building | 200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1071322 |
|---|---|
| Street Address | 4606 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SERIAL # |
| Legal Subdivision | JOHNSON & GAMACHE DIV OF DULUT |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 15800 |
Source: St. Louis County records · APN 010-2600-00050
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
| Jun 01, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI PROCTOR FCU |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROCTOR FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2004 · Amount on Record |
| Deed Document Number | 20191010987 |
| Prior Transfer Date | Aug 03, 2018 |
| Prior Transfer Doc | 0001010985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001060074 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 1060074 |
| Name | NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
|---|---|
| Type | Government Agency |
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001041440 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 1041440 |
| Name | PROCTOR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55810 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Apr 13, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Document Number | 00T1031329 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4606 W 7TH ST DULUTH MN 558072021, DULUTH, MN 55807-2021 |
| Document Number | 00T1031329 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | T1031329 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Document Number | 00T1022856 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4606 W 7TH ST DULUTH MN 558072021, DULUTH, MN 55807-2021 |
| Document Number | 00T1022856 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | T1022856 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 31, 2019 |
| Property Address | 4606 W 7TH ST, DULUTH, MN 55807-2021 |
| Document Number | 00T1010987 |
| Instrument Date | May 23, 2019 |
| Instrument | T1010987 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4606 W 7TH ST DULUTH MN 558072021, DULUTH, MN 55807-2021 |
| Document Number | T1010989 |
|---|---|
| Date | May 31, 2019 |
| Instrument | T1010989 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2034 |
| Document Number | T1010988, |
|---|---|
| Date | May 31, 2019 |
| Instrument | T1010988 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+0.37%) Homeowner's exemption | ||
| 2025 | $2,700.00 (+2.74%) Homeowner's exemption | $237,200 (+7.92%) Land $11,900 Building $225,300 | $237,200 (+7.92%) Land $11,900 Building $225,300 |
| 2024 | $2,628.00 | $219,800 (+14.72%) Land $12,800 Building $207,000 | $219,800 (+14.72%) Land $12,800 Building $207,000 |
| 2022 | $191,600 Land $11,700 Building $179,900 | $191,600 Land $11,700 Building $179,900 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AirFiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 325 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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