4606 Compass Oaks Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4606 Compass Oaks Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,558 sqft · built 1998
Lot Size0.207 acres (9,011 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Sep 2017)
Tax Bill$4,491 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-7996

Property Details

APN / Parcel Number

Primary APN088067-7996
Alternative APN
  • U18302137X000008000560

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,558 sqft Living Area
Gross Area3,391 sqft
1st Floor Area2,306 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,011 sqft (0.207 acres)
Lot Dimensions125 ft deep x 73 ft wide
Garage TypeAttached
Garage Area562 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchScreened Porch
Porch Area271 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880677996
Street Address4606 COMPASS OAKS DR
CityVALRICO
StateFL
Zip33596-7391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION CC PHASE 3 LOT 56 BLOCK 8
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION CC PHASE 3
Legal Phase3
Legal Tract37X
Legal Block8
Legal Lot Number56
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1001
Census Tract13415

Owner

4606 Compass Oaks Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4606 COMPASS OAKS DR, VALRICO, FL 33596-7391
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 14, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2017 · Amount on File
Deed SaleSep 14, 2017 · Amount on File
Prior SaleJul 13, 2007 · Amount on File
Deed Document Number2017360149
Deed Book / Page25229 / 767
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4606 COMPASS OAKS DR, VALRICO, FL 33596-7391
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 COMPASS OAKS DR, VALRICO, FL 33596-7391

Mortgage

Document Number0000119351
DateMar 10, 2021
Instrument2021119351
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term320 Months
DueNov 1, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 14, 2017
Property Address4606 COMPASS OAKS DR, VALRICO, FL 33596-7391
Document Number0000360149
Book / Page25229 / 0767
Map ReferenceMB82 PG47
Instrument DateAug 31, 2017
Instrument2017360149
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFOUNDATION TITLE & TRUST LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4010 SHADOWHILL LN, 4010, VALRICO, FL 33596-7214

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 COMPASS OAKS DR, VALRICO, FL 33596-7391

Mortgage

Document Number0000360150
DateSep 14, 2017
Instrument2017360150
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4606 Compass Oaks Dr was $4,491 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,930 (+2.7%)$440,619 (-1.15%) Land $101,379 Building $339,240
2025$4,491.00 Homeowner's exemption$239,464$445,737 Land $101,379 Building $344,358
2023$3,971.00 (+5.19%) Homeowner's exemption$225,937 (+3%)$415,175 (-1.72%) Land $92,162 Building $323,013
2022$3,775.00 Homeowner's exemption$219,356$422,454 Land $73,730 Building $348,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4606 Compass Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4606 Compass Oaks Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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