4604 Compass Oaks Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4604 Compass Oaks Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 1998
Lot Size	0.207 acres (9,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2011)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088067-7998`

Property Details

APN / Parcel Number

Primary APN	`088067-7998`
Alternative APN	`U18302137X000008000570`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	911 sqft
2nd Floor Area	1,402 sqft
Upper Floors Area	81 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,011 sqft (0.207 acres)
Lot Dimensions	125 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Porch	Screened Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0880677998
Street Address	4604 COMPASS OAKS DR
City	VALRICO
State	FL
Zip	33596-7391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE SECTION CC PHASE 3 LOT 57 BLOCK 8
Legal Range	21E
Legal Township	30S
Legal Section	18
Legal Subdivision	BLOOMINGDALE SECTION CC PHASE 3
Legal Phase	3
Legal Tract	37X
Legal Block	8
Legal Lot Number	57
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1001
Census Tract	13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4604 COMPASS OAKS DR, VALRICO, FL 33596-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	2011410471
Deed Book / Page	20863 / 1356
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4604 COMPASS OAKS DR, VALRICO, FL 33596-7391
Document Number	0000508702
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4604 COMPASS OAKS DR VALRICO FL 335967391, VALRICO, FL 33596-7391

Mortgage

Document Number	0000508702
Date	Dec 5, 2020
Instrument	508702

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,767 (+2.7%)	$408,987 (-1.14%) Land $101,379 Building $307,608
2025	$3,955.00 (+13.36%) Homeowner's exemption	$210,094 (+5.99%)	$413,701 (+7.39%) Land $101,379 Building $312,322
2023	$3,489.00 (+5.6%) Homeowner's exemption	$198,226 (+3%)	$385,222 (-0.61%) Land $92,162 Building $293,060
2022	$3,304.00 Homeowner's exemption	$192,452	$387,588 Land $73,730 Building $313,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20