4603 Compass Oaks Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4603 Compass Oaks Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,559 sqft · built 1999
Lot Size0.206 acres (8,968 sqft)
Owner2 Individual Names on Record
Tax Bill$4,285 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN088067-8004

Property Details

APN / Parcel Number

Primary APN088067-8004
Alternative APN
  • U18302137X000009000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,559 sqft Living Area
Gross Area3,440 sqft
1st Floor Area2,307 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,968 sqft (0.206 acres)
Lot Dimensions117 ft deep x 76 ft wide
Garage TypeAttached
Garage Area591 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area288 sqft
PorchOpen Porch
Porch Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880678004
Street Address4603 COMPASS OAKS DR
CityVALRICO
StateFL
Zip33596-7392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION CC PHASE 3 LOT 2 BLOCK 9
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION CC PHASE 3
Legal Phase3
Legal Tract37X
Legal Block9
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1013
Census Tract13415

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4603 COMPASS OAKS DR, VALRICO, FL 33596-7392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 26, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4603 COMPASS OAKS DR, VALRICO, FL 33596-7392
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 COMPASS OAKS DR, VALRICO, FL 33596-7392
InvestorPossibly a Property Investor

Mortgage

Document Number0000336987
DateJul 6, 2021
Instrument2021336987
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4603 COMPASS OAKS DR, VALRICO, FL 33596-7392
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 COMPASS OAKS DR, VALRICO, FL 33596-7392

Mortgage

Document Number0000277500
DateJun 26, 2025
Instrument2025277500
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,330 (+2.7%)$430,995 (-1.43%) Land $98,790 Building $332,205
2025$4,285.00 (+13.21%) Homeowner's exemption$228,169 (+5.99%)$437,232 (+6.32%) Land $98,790 Building $338,442
2023$3,785.00 (+5.31%) Homeowner's exemption$215,281 (+3%)$411,230 (-0.94%) Land $89,809 Building $321,421
2022$3,594.00 Homeowner's exemption$209,011$415,142 Land $71,847 Building $343,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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