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4606 Calumet Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4606 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,723 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$250,800 (2019)
Tax Bill$5,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016100012530

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,723 sqft Heated Area
Gross Area2,398 sqft Gross Area
1st Floor1,723 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Garage TypeFinished Garage
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area235 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4606 CALUMET DR
CitySAINT CLOUD
StateFL
Zip34772-8988
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 253
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase4
Legal Tract161
Legal Lot Number253
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1007
Census Tract43304

Owner

Source: Osceola County records · APN 192631016100012530

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Aug 20, 2019Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 03, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Correction Deed, Transfer
ATTORNEY ONLY
Mar 15, 2019Warranty Deed, Construction Loan
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Mar 12, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2019 · Amount on Record
Deed SaleAug 20, 2019 · Amount on Record
Prior SaleMar 15, 2019 · Amount on Record
Deed Doc Number2019107989
Deed Book / Page5576 / 1724
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988

Mortgage

Document Number0058971123
DateFeb 24, 2021
Book Page5897/1123
Instrument2021026587
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 20, 2019
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0055761724
Book / Page5576 / 1724
Map ReferenceMB 26 PG 79-82
Instrument DateAug 15, 2019
Instrument2019107989
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,755.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988

Mortgage

Document Number0055761725
DateAug 20, 2019
Instrument5576/1725
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2019
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0055190560
Book / Page005519 / 000560
Instrument DateMay 02, 2019
Instrument57689
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13,055.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058
InvestorPossibly a Property Investor

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2019
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0056142413
Book / Page005614 / 002413
Instrument DateMay 02, 2019
Instrument140803
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

March 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 15, 2019
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0054921431
Book / Page005492 / 001431
Instrument DateMar 12, 2019
Instrument33714
Transaction TypeConstruction Loan
Record UpdatedMar 27, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$630.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4606 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0054921433
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE LAKELAND FL 338034053, LAKELAND, FL 33803-4053

Mortgage

Document Number0054921433
DateMar 15, 2019
Book Page005492/001433
Instrument33715
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,534.00 (+8.64%) Homeowner's exemption$235,441 (+5.99%)$317,000 (-0.56%) Land $70,000 Building $247,000
2023$5,094.00 (+2.27%) Homeowner's exemption$222,142 (+3%)$318,800 (+15.97%) Land $60,000 Building $258,800
2022$4,981.00 Homeowner's exemption$215,672$274,900 Land $55,000 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 457 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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