Osceola County property record for 4598 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,563 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $244,600 (2019) |
| Tax Bill | $5,285.00 (2025) |
| Primary APN | 192631016100012540 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,563 sqft Heated Area |
| Gross Area | 2,038 sqft Gross Area |
| 1st Floor | 1,563 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Porch | Open Porch |
| Porch Area | 95 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4598 CALUMET DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8988 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 254 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 4 |
| Legal Tract | 161 |
| Legal Lot Number | 254 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016100012540
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4598 CALUMET DR, SAINT CLOUD, FL 34772-8988 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Apr 10, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME SOLUTION LENDERS |
| Jul 02, 2018 | Warranty Deed, Transfer INNOVATIVE TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Doc Number | 2019045608 |
| Deed Book / Page | 5505 / 2476 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4598 CALUMET DR, SAINT CLOUD, FL 34772-8988 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4598 CALUMET DR, SAINT CLOUD, FL 34772-8988 |
| Document Number | 0058260928 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 5826/928 |
| Instrument | 2020150158 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 4598 CALUMET DR, SAINT CLOUD, FL 34772-8988 |
| Document Number | 0055052476 |
| Book / Page | 005505 / 002476 |
| Instrument Date | Apr 06, 2019 |
| Instrument | 45608 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,712.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4598 CALUMET DR ST CLOUD FL 347728988, ST CLOUD, FL 34772-8988 |
| Document Number | 55052477 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 005505/002477 |
| Instrument | 45609 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 02, 2018 |
| Property Address | 4598 CALUMET DR, SAINT CLOUD, FL 34772-8988 |
| Document Number | 0053592648 |
| Book / Page | 005359 / 002648 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 101043 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | INNOVATIVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,285.00 (+8.79%) Homeowner's exemption | $221,530 (+5.99%) | $298,300 (-0.23%) Land $70,000 Building $228,300 |
| 2023 | $4,858.00 (+2.25%) Homeowner's exemption | $209,017 (+3%) | $299,000 (+15.76%) Land $60,000 Building $239,000 |
| 2022 | $4,751.00 Homeowner's exemption | $202,930 | $258,300 Land $55,000 Building $203,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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