Osceola County property record for 4591 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,563 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Finished, 380 sqft |
| Tax Bill | $7,480.00 (2025) |
| Primary APN | 192631016100012910 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,563 sqft Heated Area |
| Gross Area | 2,038 sqft Gross Area |
| 1st Floor | 1,563 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 95 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4591 CALUMET DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8989 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 291 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 4 |
| Legal Tract | 161 |
| Legal Lot Number | 291 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016100012910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | C/O RYAN LLC, SCOTTSDALE, AZ 85261 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Mar 11, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 29, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 15, 2018 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2022 |
| Deed Sale | Jul 07, 2022 |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Doc Number | 0006249584 |
| Deed Book / Page | 6170 / 7 |
| Prior Transfer Date | Mar 11, 2022 |
| Prior Transfer Doc | 2022040000 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4591 CALUMET DR, SAINT CLOUD, FL 34772-8989 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062571884 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 6257/1884 |
| Instrument | 2022114296 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 4591 CALUMET DR, SAINT CLOUD, FL 34772-8989 |
| Document Number | 0061700007 |
| Book / Page | 6170 / 7 |
| Map Reference | MB 26 PG 79 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022040000 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1379 CYPRESS RIDGE LOOP, 1379, LAKE ALFRED, FL 33850-2008 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 4591 CALUMET DR, SAINT CLOUD, FL 34772-8989 |
| Document Number | 0054990460 |
| Book / Page | 5499 / 0460 |
| Map Reference | MB 26 PG 79-82 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019039644 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,678.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4591 CALUMET DR, SAINT CLOUD, FL 34772-8989 |
| Document Number | 2019039645 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019039645 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 15, 2018 |
| Property Address | 4591 CALUMET DR, SAINT CLOUD, FL 34772-8989 |
| Document Number | 0054172535 |
| Book / Page | 005417 / 002535 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 154589 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Number | 54172535 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 005417/002535 |
| Instrument | 154589 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 100 N TAMPA ST # 3400, TAMPA, FL 33602-5145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,480.00 (+2.45%) | $301,100 (-0.4%) Land $70,000 Building $231,100 | $301,100 (-0.4%) Land $70,000 Building $231,100 |
| 2023 | $7,301.00 (+52.04%) | $302,300 (+46.93%) Land $60,000 Building $242,300 | $302,300 (+15.78%) Land $60,000 Building $242,300 |
| 2022 | $4,802.00 Homeowner's exemption | $205,750 | $261,100 Land $55,000 Building $206,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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