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4605 Oak Ter, Oceanside, CA 92056 Property Records

San Diego County property record for 4605 Oak Ter, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,727 sqft · built 1980
Lot Size0.28 acres (12,214 sqft)
OwnerCompany Name on File
Last Sale$226,000 (Feb 1999)
Tax Bill$4,523 (2025)
Deeds & MortgagesJan 2018 Transfer
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN161-413-25-00

Property Details

APN / Parcel Number

Primary APN161-413-25-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,727 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area12,214 sqft (0.28 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4605 OAK TER
CityOCEANSIDE
StateCA
Zip92056-2916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 TR 008972
Legal SubdivisionGUAJOME MESA
Legal Tract008972
Legal Block2
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract19305

Owner

Source: San Diego County records · APN 161-413-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4605 OAK TER, OCEANSIDE, CA 92056-2916
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 28, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 1999 · Amount on Record
Deed SaleFeb 23, 1999 · Amount on Record
Prior SaleDec 12, 1989 · Amount on Record
Deed Document Number1999111627
Last Transfer DateJan 11, 2018
Transfer Doc0000030560
Record UpdatedSep 20, 2026

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 25, 2018
Property Address4605 OAK TER, OCEANSIDE, CA 92056-2916
Document Number0000030560
Instrument DateJan 11, 2018
Instrument30560
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4605 OAK TER OCEANSIDE CA 920562916, OCEANSIDE, CA 92056-2916

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4605 OAK TER, OCEANSIDE, CA 92056-2916
Document Number0000413007
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 OAK TER OCEANSIDE CA 920562916, OCEANSIDE, CA 92056-2916

Mortgage

Document Number0000413007
DateSep 08, 2017
Instrument413007
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$410,890 (+2%) Land $91,128 Building $319,762
2025$4,523.00 (+8.7%) Homeowner's exemption$402,835 (+4.04%) Land $89,342 Building $313,493
2023$4,161.00 (+0.29%) Homeowner's exemption$387,195 Land $85,874 Building $301,321
2022$4,149.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 975 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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