4602 Oak Ter, Oceanside, CA 92056 Property Records

San Diego County property record for 4602 Oak Ter, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,889 sqft Living Area
Lot Size	15,155 sqft (0.348 acres)
Garage	Carport
Last Sale	$398,000 (2002)
Tax Bill	$1,638.00 (2025)

Owner

Source: San Diego County records · APN 161-413-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4602 OAK TER, OCEANSIDE, CA 92056-2916
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2002 · Amount on Record
Deed Sale	Oct 15, 2002 · Amount on Record
Prior Sale	Jan 04, 1989 · Amount on Record
Deed Doc Number	2002896984
Last Transfer Date	Dec 02, 2024
Transfer Doc	0000029414
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4602 OAK TER, OCEANSIDE, CA 92056-2916
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 OAK TER, OCEANSIDE, CA 92056-2916

Mortgage

Document Number	0000768219
Date	Dec 02, 2020
Instrument	2020-0768219

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$322,035 (+2%) Land $29,540 Building $292,495
2025	$1,638.00 (-23.99%)	$315,721 (+4.04%) Land $28,961 Building $286,760
2023	$2,155.00 (-33.59%) Homeowner's exemption	$303,464 Land $27,838 Building $275,626
2022	$3,245.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`161-413-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,889 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	15,155 sqft (0.348 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	4602 OAK TER
City	OCEANSIDE
State	CA
Zip	92056-2916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 35 TR 008972
Legal Subdivision	GUAJOME MESA
Legal Tract	008972
Legal Block	2
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	2
Census Block	2015
Census Tract	19305