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4601 Oak Ter, Oceanside, CA 92056 Property Records

San Diego County property record for 4601 Oak Ter, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1980
Square Footage2,130 sqft Living Area
Lot Size10,256 sqft (0.235 acres)
OccupancyOwner Occupied
Last Sale$395,000 (2015)
Tax Bill$5,848.00 (2025)

Owner

Source: San Diego County records · APN 161-413-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4601 OAK TER, OCEANSIDE, CA 92056-2916
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Apr 24, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
STONEGATE MORTGAGE CORP
Nov 30, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 22, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2015 · Amount on Record
Deed SaleDec 18, 2015 · Amount on Record
Prior SaleJul 08, 1994
Deed Doc Number2015647887
Prior Transfer DateSep 12, 2013
Prior Transfer Doc0000577717
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 OAK TER, OCEANSIDE, CA 92056-2916
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 OAK TER, OCEANSIDE, CA 92056-2916

Mortgage

Document Number0000342361
DateDec 04, 2025
Instrument2025-0342361
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 OAK TER, OCEANSIDE, CA 92056-2916
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000182494
DateApr 24, 2017
Instrument2017-0182494
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 OAK TER, OCEANSIDE, CA 92056-2916
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000554924
DateNov 30, 2017
Instrument2017-0554924
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressINDIANAPOLIS, IN 46240
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 22, 2020
Property Address4601 OAK TER, OCEANSIDE, CA 92056-2916
Document Number0000558439
Instrument DateSep 02, 2020
Instrument558439
Transaction TypeTransfer
Record UpdatedOct 01, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address796 N BULL GAP RD TALKING ROCK GA 301752207, TALKING ROCK, GA 30175-2207

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$523,367 (+2%) Land $289,789 Building $233,578
2025$5,848.00 (+8.64%)$513,106 (+4.04%) Land $284,107 Building $228,999
2023$5,383.00 (+0.26%)$493,183 Land $273,076 Building $220,107
2022$5,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN161-413-26-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,130 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area10,256 sqft (0.235 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4601 OAK TER
CityOCEANSIDE
StateCA
Zip92056-2916
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 34 TR 008972
Legal SubdivisionGUAJOME MESA
Legal Tract008972
Legal Block2
Legal Lot Number34
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2015
Census Tract19305

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