4605 Libby Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4605 Libby Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,563 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,800 (Feb 2010)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Mar 2022 Sale
APN	`06-8.0-28-003-000-001.059`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-003-000-001.059`

Interior

Building Area	1,563 sqft Base Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	149 ft deep x 70 ft wide

Location & Zoning

Street Address	4605 LIBBY LN
City	SAINT JOSEPH
State	MO
Zip	64503-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KERNS KREST LOT:59 BLK:0LGL DESC:
Legal Subdivision	KERNS KREST
Legal Lot Number	59
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	2100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4605 LIBBY LN, SAINT JOSEPH, MO 64503-2197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2010 · Amount on Record
Deed Sale	Feb 19, 2010 · Amount on Record
Prior Sale	Oct 8, 2008 · Amount on Record
Deed Document Number	20101756
Deed Book / Page	3196 / 750
Last Transfer Date	Mar 31, 2022
Transfer Doc	003774/408
Record Updated	Sep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 31, 2022
Property Address	4605 LIBBY LN, SAINT JOSEPH, MO 64503-2197
Document Number	003774/408
Book / Page	3774 / 408
Instrument Date	Mar 31, 2022
Instrument	2022002997
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 LIBBY LN, SAINT JOSEPH, MO 64503-2197

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+0.04%)	$36,040 (+6.5%) Land $4,370 Building $31,670	$189,710 (+6.51%) Land $23,000 Building $166,710
2024	$2,455.00 (+10.84%)
2023	$2,215.00 (-0.67%)	$33,840 (-) Land $4,370 Building $29,470	$178,110 (-) Land $23,000 Building $155,110
2022	$2,230.00	$33,840 Land $4,370 Building $29,470
2021			$178,110 Land $23,000 Building $155,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20