Buchanan County property record for 4516 Libby Ln, Saint Joseph, MO 64503 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 1,330 sqft Base Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $184,600 (2018) |
| Tax Bill | $2,020.00 (2025) |
| Primary APN | 06-8.0-28-003-000-001.043 |
|---|
| Building Area | 1,330 sqft Base Area |
|---|---|
| 1st Floor | 1,330 sqft 1st Floor |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 208 ft x 80 ft Depth x Width |
| Street Address | 4516 LIBBY LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-5106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:KERNS KREST LOT:43 BLK:0LGL DESC: |
| Legal Subdivision | KERNS KREST |
| Legal Lot Number | 43 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 2100 |
Source: Buchanan County records · APN 06-8.0-28-003-000-001.043
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CENLAR FSB |
| May 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage NODAWAY VALLEY BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CENLAR FSB |
| Aug 31, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESITE MORTGAGE LLC |
| Aug 31, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESITE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Deed Doc Number | 20188052 |
| Deed Book / Page | 3703 / 695 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 003795/536 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 3795/536 |
| Instrument | 2024001913 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017004565 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 2017004565 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 003771/886 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 3771/886 |
| Instrument | 2022000452 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 3703/697 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 3703/697 |
| Instrument | 2018008053 |
| Name | HOMESITE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 31, 2018 |
| Property Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 003703/695 |
| Book / Page | 3703 / 695 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018008052 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4516 LIBBY LN, SAINT JOSEPH, MO 64503-5106 |
| Document Number | 003703/697 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 3703/697 |
| Instrument | 2018008053 |
| Name | HOMESITE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 | $28,170 (+6.1%) Land $4,850 Building $23,320 | $148,260 (+6.14%) Land $25,500 Building $122,760 |
| 2024 | $2,020.00 (+15.76%) | ||
| 2023 | $1,745.00 (-0.68%) | $26,550 (-) Land $4,850 Building $21,700 | $139,690 (-) Land $25,500 Building $114,190 |
| 2022 | $1,757.00 | $26,550 Land $4,850 Building $21,700 | |
| 2021 | $139,690 Land $25,500 Building $114,190 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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