Buchanan County property record for 4603 Libby Ln, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,900 (Jul 2021) |
| Tax Bill | $2,574 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jul 2021 Mortgage |
| APN | 06-8.0-28-003-000-001.058 |
| Primary APN | 06-8.0-28-003-000-001.058 |
|---|
| Building Area | 1,300 sqft Base Area |
|---|---|
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 144 ft deep x 70 ft wide |
| Street Address | 4603 LIBBY LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KERNS KREST LOT:58 BLK:0LGL DESC: |
| Legal Subdivision | KERNS KREST |
| Legal Lot Number | 58 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4603 LIBBY LN, SAINT JOSEPH, MO 64503-2197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Jul 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Deed Document Number | 20217092 |
| Deed Book / Page | 3764 / 419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4603 LIBBY LN, SAINT JOSEPH, MO 64503-2197 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2705 APRIL TERRACE, SAINT JOSEPH, MO 64506 |
| Document Number | 003752/914 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 3752/914 |
| Instrument | 2020008095 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 7, 2021 |
| Property Address | 4603 LIBBY LN, SAINT JOSEPH, MO 64503-2197 |
| Document Number | 3764/419 |
| Book / Page | 3764 / 419 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021007092 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735 |
| Document Number | 2021007093 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021007093 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,574.00 (+0.04%) | $35,980 (+6.45%) Land $4,850 Building $31,130 | $189,320 (+6.44%) Land $25,500 Building $163,820 |
| 2024 | $2,573.00 (+16.16%) | ||
| 2023 | $2,215.00 (-0.67%) | $33,800 (-) Land $4,850 Building $28,950 | $177,870 (-) Land $25,500 Building $152,370 |
| 2022 | $2,230.00 | $33,800 Land $4,850 Building $28,950 | |
| 2021 | $177,870 Land $25,500 Building $152,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1981–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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