4605 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4605 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,324 sqft · built 2002
Lot Size	0.158 acres (6,875 sqft)
Owner	2 Company Names on Record
Last Sale	$478,000 (Jun 2005)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-796`

Property Details

APN / Parcel Number

Primary APN	`211-60-796`
Alternative APN	`211607968`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,278 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,875 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	454 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4605 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	4E
Legal Township	5N
Legal Section	7
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	99
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3003
Census Tract	612500

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4605 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP
Oct 4, 2021	Intrafamily Transfer, Transfer
Feb 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2005 · Amount on Record
Deed Sale	Jun 9, 2005 · Amount on Record
Prior Sale	Apr 16, 2002 · Amount on Record
Deed Document Number	2005780432
Last Transfer Date	Apr 24, 2017
Transfer Doc	0000085615
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4605 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358304
Date	Apr 27, 2020
Instrument	20200358304

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 4, 2021
Property Address	4605 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Document Number	0001068291
Map Reference	MB 518 PG 23
Instrument Date	Oct 1, 2021
Instrument	20211068291
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 E THORN TREE DR, CAVE CREEK, AZ 85331-4041

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 2, 2018
Property Address	4605 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Document Number	0000085615
Instrument Date	Apr 24, 2017
Instrument	85615
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 E THORN TREE DR CAVE CREEK AZ 853314041, CAVE CREEK, AZ 85331-4041

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,230 (+52.42%)	$592,300 (+1.08%) Land $118,400 Building $473,900
2025	$2,301.00 (+7.22%)	$38,859 (-34.96%)	$586,000 (-1.92%) Land $117,200 Building $468,800
2024		$59,750	$597,500 Land $119,500 Building $478,000
2023	$2,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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