4602 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4602 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,894 sqft · built 2001
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jul 2026)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-810`

Property Details

APN / Parcel Number

Primary APN	`211-60-810`
Alternative APN	`211608109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,875 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	357 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4602 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	4E
Legal Township	5N
Legal Section	7
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	113
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3003
Census Tract	612500

Owner

Source: Maricopa County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 22, 2023	Intrafamily Transfer, Transfer
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	2026455218
Prior Transfer Date	Mar 22, 2023
Prior Transfer Doc	0000143938
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2026
Property Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040
Document Number	0000455218
Instrument Date	Jul 28, 2026
Instrument	2026455218
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040

Mortgage

Document Number	0000455219,
Date	Jul 31, 2026
Instrument	2026455219

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 22, 2023
Property Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040
Document Number	0000143938
Map Reference	MB 518 PG 23
Instrument Date	Mar 17, 2023
Instrument	20230143938
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2020
Property Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040
Document Number	0000262893
Map Reference	MB 518 PG 23
Instrument Date	Feb 24, 2020
Instrument	20200262893
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 E DANBURY RD, 2133, PHOENIX, AZ 85022-2268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4602 E THORN TREE DR, CAVE CREEK, AZ 85331-4040

Mortgage

Document Number	0000262894
Date	Mar 26, 2020
Instrument	20200262894

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,200 (+51.91%)	$542,000 (+1.25%) Land $108,400 Building $433,600
2025	$2,113.00 (+7.26%)	$35,678 (-34.63%)	$535,300 (-1.92%) Land $107,000 Building $428,300
2024		$54,580	$545,800 Land $109,100 Building $436,700
2023	$1,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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