4550 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4550 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,324 sqft · built 2001
Lot Size	0.158 acres (6,875 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Nov 2019)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-812`

Property Details

APN / Parcel Number

Primary APN	`211-60-812`
Alternative APN	`211608123`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,278 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,875 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	425 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4550 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	4E
Legal Township	5N
Legal Section	7
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	115
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3003
Census Tract	612500

Owner

Source: Maricopa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	2019965556
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000588999
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 9, 2026
Property Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046
Document Number	0000587627
Instrument Date	Sep 30, 2026
Instrument	2026587627
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624773
Date	Oct 29, 2025
Instrument	20250624773

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 27, 2019
Property Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046
Document Number	0000965556
Map Reference	MB 518 PG 23
Instrument Date	Oct 25, 2019
Instrument	20190965556
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 E THORN TREE DR, 4550, CAVE CREEK, AZ 85331-4046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046

Mortgage

Document Number	0000965557
Date	Nov 27, 2019
Instrument	20190965557

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2017
Property Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046
Document Number	0000588999
Map Reference	MB 518 PG 23
Instrument Date	Aug 4, 2017
Instrument	2017-0588999
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 E THORN TREE DR, CAVE CREEK, AZ 85331-4046

Mortgage

Document Number	0000589000
Date	Aug 10, 2017
Instrument	2017-0589000

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,410 (+51.78%)	$584,100 (+1.18%) Land $116,800 Building $467,300
2025	$2,279.00 (+7.25%)	$38,483 (-34.66%)	$577,300 (-1.99%) Land $115,400 Building $461,900
2024		$58,900	$589,000 Land $117,800 Building $471,200
2023	$2,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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