4605 Crystal Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4605 Crystal Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2015)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2025 Sale + 1 more
APN	`06-6.0-24-002-000-001.070`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-001.070`

Interior

Building Area	1,270 sqft Base Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Street Address	4605 CRYSTAL DR
City	SAINT JOSEPH
State	MO
Zip	64503-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:THOUSAND OAKS PLAT 1 LOT:68 BLK:0LGL DESC:
Legal Subdivision	THOUSAND OAKS PLAT 1
Legal Lot Number	68
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	1700

Owner

4605 Crystal Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Nov 3, 2025	Beneficiary Deed, Transfer
Jan 11, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Deed Document Number	20154149
Last Transfer Date	Jan 6, 2023
Transfer Doc	003783/755
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003751/847
Date	Aug 11, 2020
Book Page	3751/847
Instrument	2020007019

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 3, 2025
Property Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053
Document Number	003813/122
Book / Page	3813 / 122
Instrument Date	Oct 29, 2025
Instrument	2025009198
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2023
Property Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053
Document Number	003783/755
Book / Page	3783 / 755
Instrument Date	Jan 6, 2023
Instrument	2023000229
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053

Tax Assessment & Valuation

The 2025 property tax bill for 4605 Crystal Dr was $1,838.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00	$29,660 Land $5,170 Building $24,490	$156,080 Land $27,200 Building $128,880
2024	$1,838.00 (+11.66%)
2023	$1,646.00 (-0.66%)	$25,500 (-) Land $4,220 Building $21,280	$134,200 Land $22,200 Building $112,000
2022	$1,657.00	$25,500 Land $4,220 Building $21,280
2021			$134,200 Land $22,200 Building $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4605 Crystal Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Crystal Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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