4602 Crystal Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4602 Crystal Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$328,248 (Jul 2025)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Sale
APN	`06-6.0-24-002-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-001.003`

Interior

Building Area	1,550 sqft Base Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75.1 ft wide

Location & Zoning

Street Address	4602 CRYSTAL DR
City	SAINT JOSEPH
State	MO
Zip	64503-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:THOUSAND OAKS PLAT 1 LOT:1 BLK:0LGL DESC:
Legal Subdivision	THOUSAND OAKS PLAT 1
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	1700

Owner

4602 Crystal Dr is owned and occupied by an individual who bought it in July 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4602 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK OF EVEREST
Apr 15, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Apr 15, 2022
Deed Document Number	20255677
Deed Book / Page	3809 / 647
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4602 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003776/924
Date	Jun 8, 2022
Book Page	3776/924
Instrument	2022005523

Lender

Name	UNION STATE BANK OF EVEREST
Type	Bank
Address	ATCHISON, KS 66002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 15, 2022
Property Address	4602 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Document Number	003774/976
Book / Page	3774 / 976
Instrument Date	Apr 15, 2022
Instrument	2022003567
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052

Tax Assessment & Valuation

The 2025 property tax bill for 4602 Crystal Dr was $2,387, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (+0.04%)	$34,000 Land $5,170 Building $28,830	$178,950 Land $27,200 Building $151,750
2024	$2,386.00 (+34.42%)
2023	$1,775.00 (-0.67%)	$27,440 (-) Land $5,280 Building $22,160	$144,390 Land $27,780 Building $116,610
2022	$1,787.00	$27,440 Land $5,280 Building $22,160
2021			$144,390 Land $27,780 Building $116,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4602 Crystal Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4602 Crystal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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