4608 Crystal Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4608 Crystal Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,361 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage
APN	`06-6.0-24-002-000-001.006`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-001.006`

Interior

Building Area	1,504 sqft Base Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Street Address	4608 CRYSTAL DR
City	SAINT JOSEPH
State	MO
Zip	64503-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:THOUSAND OAKS PLAT 1 LOT:4 BLK:0LGL DESC:
Legal Subdivision	THOUSAND OAKS PLAT 1
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	1700

Owner

4608 Crystal Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4608 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 24, 2025
Transfer Doc	003805/316
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4608 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052

Mortgage

Document Number	3762/362
Date	May 17, 2021
Book Page	3762/362
Instrument	2021005021

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4608 CRYSTAL DR, SAINT JOSEPH, MO 64503-2052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3746/630
Date	Mar 9, 2020
Book Page	3746/630
Instrument	2020001775

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4608 Crystal Dr was $2,361.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00	$33,630 Land $5,170 Building $28,460	$176,970 Land $27,200 Building $149,770
2024	$2,361.00 (+34.53%)
2023	$1,755.00 (-0.74%)	$27,220 (-) Land $4,220 Building $23,000	$143,260 Land $22,200 Building $121,060
2022	$1,768.00	$27,220 Land $4,220 Building $23,000
2021			$143,260 Land $22,200 Building $121,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4608 Crystal Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 Crystal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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