4605 Bunker Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4605 Bunker Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 2003
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2026)
Tax Bill	$881 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-025-0000-4610`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-025-0000-4610`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	652 sqft
Driveway	Concrete Driveway
Driveway Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Open Porch
Porch Area	500 sqft
Patio Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4605 BUNKER DR
City	SEBRING
State	FL
Zip	33872-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 461
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	461
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4028
Census Tract	960602

Owner

Source: Highlands County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CREDIT UNION
Jul 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 4, 2019	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY
Apr 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	20262307656
Deed Book / Page	3185 / 258
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0001938208
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 BUNKER DR, SEBRING, FL 33872-1294

Mortgage

Document Number	0002026308
Date	Mar 26, 2021
Book Page	2812/80
Instrument	2026308

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 9, 2026
Property Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0002307656
Book / Page	3185 / 258
Instrument Date	Mar 30, 2026
Instrument	20262307656
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4605 BUNKER DR, SEBRING, FL 33872-1294

Mortgage

Document Number	0002307657,
Date	Apr 9, 2026
Instrument	20262307657

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 8, 2020
Property Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0001990982
Book / Page	002761 / 001238
Instrument Date	Jun 30, 2020
Instrument	1990982
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4605 BUNKER DR SEBRING FL 338721294, SEBRING, FL 33872-1294

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 4, 2019
Property Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0001962534
Book / Page	002721 / 000774
Instrument Date	Oct 31, 2019
Instrument	1962534
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 NICHOLS WAY SEBRING FL 338756387, SEBRING, FL 33875-6387

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 29, 2019
Property Address	4605 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0001938208
Book / Page	002689 / 001465
Instrument Date	Apr 24, 2019
Instrument	1938208
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4605 BUNKER DR SEBRING FL 338721294, SEBRING, FL 33872-1294

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+1.97%) Homeowner's exemption	$64,127 (+5.99%)	$364,187 (-2.42%) Land $28,500 Building $335,687
2024	$864.00 (+5.11%)
2023	$822.00 (+2.24%) Homeowner's exemption	$60,505 (+3%)	$373,219 (+14.77%) Land $27,000 Building $346,219
2022	$804.00 Homeowner's exemption	$58,743	$325,179 Land $27,000 Building $298,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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