4514 Bunker Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4514 Bunker Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,254 sqft · built 1988
Lot Size	0.43 acres (18,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2022)
Tax Bill	$3,735 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802500004070`

Property Details

APN / Parcel Number

Primary APN	`C344802500004070`
Alternative APN	`C-34-34-28-025-0000-4070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,254 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	2,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,733 sqft (0.43 acres)
Lot Dimensions	187 ft deep x 100 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	611 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4514 BUNKER DR
City	SEBRING
State	FL
Zip	33872-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 407
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	407
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4027
Census Tract	960602

Owner

Source: Highlands County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4514 BUNKER DR, SEBRING, FL 33872-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Nov 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 4, 2017	Loan Modification, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	20222126784
Deed Book / Page	2945 / 511
Prior Transfer Date	Jan 27, 2012
Prior Transfer Doc	0001644786
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4514 BUNKER DR, SEBRING, FL 33872-3800
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 BUNKER DR, SEBRING, FL 33872-3800

Mortgage

Document Number	0002304409
Date	Mar 19, 2026
Book Page	3180/754
Instrument	2304409

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2022
Property Address	4514 BUNKER DR, SEBRING, FL 33872-3800
Document Number	0002126784
Book / Page	2945 / 511
Map Reference	MB 14 PG 79
Instrument Date	Nov 23, 2022
Instrument	2126784
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HERON DR, PALM COAST, FL 32137-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 BUNKER DR, SEBRING, FL 33872-3800

Mortgage

Document Number	0002945513
Date	Dec 6, 2022
Instrument	2945/513

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 5, 2021
Property Address	4514 BUNKER DR, SEBRING, FL 33872-3800
Document Number	0002062694
Book / Page	2863 / 1054
Map Reference	MB 14 PG 79
Instrument Date	Sep 30, 2021
Instrument	2062694
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HERON DR, PALM COAST, FL 32137-1314

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4514 BUNKER DR, SEBRING, FL 33872-3800
Document Number	0001867942
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001867942
Date	Oct 9, 2017
Book Page	002601/001053
Instrument	1867942

Lender

Name	SYNOVUS BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 8, 2018

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,880 (-5.75%) Land $39,750 Building $228,130	$267,880 (-5.75%) Land $39,750 Building $228,130
2024	$3,735.00 (+0.86%)
2023	$3,703.00 (+5.23%) Homeowner's exemption	$284,235 (+11.91%) Land $31,800 Building $252,435	$284,235 (+11.91%) Land $31,800 Building $252,435
2022	$3,519.00	$253,978 Land $31,800 Building $222,178	$253,978 Land $31,800 Building $222,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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