4601 Bunker Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4601 Bunker Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,079 sqft · built 1996
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,900 (Apr 2026)
Tax Bill	$4,842 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-025-0000-4620`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-025-0000-4620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,931 sqft
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	852 sqft
Driveway	Concrete Driveway
Driveway Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	412 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4601 BUNKER DR
City	SEBRING
State	FL
Zip	33872-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 462
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	462
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4028
Census Tract	960602

Owner

Source: Highlands County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	791 E 10TH ST, COQUILLE, OR 97423-1513
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE
Dec 18, 2023	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	20262307941
Deed Book / Page	3185 / 1031
Prior Transfer Date	Jan 10, 2024
Prior Transfer Doc	0002185827
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4601 BUNKER DR, SEBRING, FL 33872-1294
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002170328
Date	Sep 21, 2023
Book Page	3000/85
Instrument	2170328

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 10, 2026
Property Address	4601 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0002307941
Book / Page	3185 / 1031
Instrument Date	Apr 7, 2026
Instrument	20262307941
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307,474.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	791 E 10TH ST, COQUILLE, OR 97423-1513

Mortgage

Document Number	0002307942,
Date	Apr 10, 2026
Instrument	20262307942

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 18, 2023
Property Address	4601 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0002182846
Book / Page	3016 / 791
Map Reference	MB 14 PG 79
Instrument Date	Dec 15, 2023
Instrument	2182846
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2911 SUMMERTREE DR, SEBRING, FL 33872-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 CATHEDALL AVE, NORTH PORT, FL 34288-6901

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 3, 2018
Property Address	4601 BUNKER DR, SEBRING, FL 33872-1294
Document Number	0001913464
Book / Page	002658 / 001224
Instrument Date	Oct 1, 2018
Instrument	1913464
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4601 BUNKER DR SEBRING FL 338721294, SEBRING, FL 33872-1294

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,912 (+43.5%) Land $28,500 Building $282,412	$310,912 (-2.47%) Land $28,500 Building $282,412
2024	$4,842.00 (+73.3%)
2023	$2,794.00 (+1.42%) Homeowner's exemption	$216,658 (+3%)	$318,791 (+14.62%) Land $27,000 Building $291,791
2022	$2,755.00 Homeowner's exemption	$210,348	$278,126 Land $27,000 Building $251,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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