4602 N River Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4602 N River Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,844 sqft · built 1930
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (May 2022)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-15-025-3038-201`

Property Details

APN / Parcel Number

Primary APN	`74-15-025-3038-201`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	932 sqft
Basement Area	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	57,064 sqft (1.31 acres)
Lot Dimensions	332 ft deep x 140 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4602 N RIVER RD
City	CLYDE
State	MI
Zip	48049-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COMM AT A MONUMENT 15.2' N 68D 14M W OF ORIGINAL INT/SEC & N 68D 14M W 245.82' TO BEG, TH S 22D 59M W 116.26', TH S 6D 34M W
Legal Range	16E
Legal Township	07N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2004
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4602 N RIVER RD, CLYDE, MI 48049-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE INC
May 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Deed Document Number	202211364
Deed Book / Page	5518 / 467
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4602 N RIVER RD, CLYDE, MI 48049-3925
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 19TH ST, PORT HURON, MI 48060-5505

Mortgage

Document Number	0005510474
Date	Apr 13, 2022
Book Page	5510/474
Instrument	2022009614

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 5, 2022
Property Address	4602 N RIVER RD, CLYDE, MI 48049-3925
Document Number	0005518467
Book / Page	5518 / 467
Instrument Date	Apr 7, 2022
Instrument	2022011364
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Tax	$2,302.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 N RIVER RD, 4602, CLYDE, MI 48049-3925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 N RIVER RD, CLYDE, MI 48049-3925

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,500 (+1.97%)	$373,000 (+1.97%)
2025	$4,357.00 (+3.03%) Homeowner's exemption	$182,900 (+18%)
2024	$4,229.00 (+183.07%)		$365,800 (+18%)
2023		$155,000
2022	$1,494.00		$310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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