St. Clair County property record for 4595 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1991 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (May 2015) |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3034-000 |
| Primary APN | 74-15-025-3034-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 231 ft deep x 100 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4595 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG ON E LINE OF SEC 25 AT ITS INT/SEC WITH S LINE OF PAVEMENT ON N RIVER RD, TH S 62D 18M W ON S EDGE 660.1', TH S 10D 27M E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4595 N RIVER RD, CLYDE, MI 48049-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Prior Sale | Feb 1, 2005 · Amount on Record |
| Deed Document Number | 201512264 |
| Deed Book / Page | 4605 / 72 |
| Prior Transfer Date | Oct 20, 2008 |
| Prior Transfer Doc | 003890/290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4595 N RIVER RD, CLYDE, MI 48049-3926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4595 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Number | 0052610252 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5261/252 |
| Instrument | 2020026453 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,900 (+2.51%) | $351,800 (+2.51%) | |
| 2025 | $3,506.00 (+3%) Homeowner's exemption | $171,600 (+15.09%) | |
| 2024 | $3,404.00 (+12.01%) | $343,200 (+15.09%) | |
| 2023 | $149,100 | ||
| 2022 | $3,039.00 | $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mercury Fiber.
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