4597 N River Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4597 N River Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 1992
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$344,900 (Sep 2023)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-025-3035-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-025-3035-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	191 ft deep x 111 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4597 N RIVER RD
City	CLYDE
State	MI
Zip	48049-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG ON E LINE OF SEC 25 AT ITS INT/SEC WITH EXTD S LINE OF PAVEMENT ON N RIVER RD, TH S 62D 18M W ON S EDGE 660.1', TH S 10D
Legal Range	16E
Legal Township	07N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1000
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4597 N RIVER RD, CLYDE, MI 48049-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202317295
Deed Book / Page	5658 / 510
Prior Transfer Date	Oct 25, 2013
Prior Transfer Doc	004455/630
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 29, 2023
Property Address	4597 N RIVER RD, CLYDE, MI 48049-3926
Document Number	0005658510
Book / Page	5658 / 510
Instrument Date	Aug 4, 2023
Instrument	2023017295
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4597 N RIVER RD, CLYDE, MI 48049-3926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 SNOWFLAKE CT SE, RIO RANCHO, NM 87124-1279

Mortgage

Document Number	2023017296
Date	Sep 29, 2023
Instrument	2023017296

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000 (+2.13%)	$364,000 (+2.13%)
2025	$4,627.00 (+0.43%) Homeowner's exemption	$178,200 (+13.94%)
2024	$4,607.00 (+65.9%)		$356,400 (+13.94%)
2023		$156,400
2022	$2,777.00		$312,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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