4602 21st St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4602 21st St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 6,543 sqft · built 1964
Lot Size	0.546 acres (23,780 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Dec 2019)
Tax Bill	$15,384 (2025)
Deeds & Mortgages	Aug 2023 Transfer Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R63049`

Property Details

APN / Parcel Number

Primary APN	`R63049`
Alternative APN	`R1238000000000120000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	6,543 sqft Living Area
Gross Area	8,287 sqft
1st Floor Area	2,665 sqft
Basement Area	160 sqft
Finished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,780 sqft (0.546 acres)
Lot Dimensions	164 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	1,744 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4602 21ST ST
City	LUBBOCK
State	TX
Zip	79407-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIN TERRACE SECOND L 12
Legal Subdivision	CAIN TERRACE 2ND INSTALLMENT
Legal Lot Number	12
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1004
Census Tract	1601

Owner

4602 21st St is owner-occupied and held in a trust since August 2023.

Source: Lubbock County records, as of November 19, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4602 21ST ST, LUBBOCK, TX 79407-2312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Nov 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage KWIK MORTGAGE CORP
Dec 18, 2019	Vendor's Lien, Transfer · Line of Credit AIMBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Apr 7, 2010 · Amount on File
Deed Document Number	201949572
Last Transfer Date	Aug 2, 2023
Transfer Doc	0000031183
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Aug 11, 2023
Property Address	4602 21ST ST, LUBBOCK, TX 79407-2312
Document Number	0000031183
Instrument Date	Aug 2, 2023
Instrument	2023031183
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4602 21ST ST, LUBBOCK, TX 79407-2312

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4602 21ST ST, LUBBOCK, TX 79407-2312
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047165
Date	Oct 7, 2022
Instrument	2022047165

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4602 21ST ST, LUBBOCK, TX 79407-2312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042211
Date	Nov 27, 2017
Instrument	2017042211

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	SOUTH PLAINFIELD, NJ 07080

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 18, 2019
Property Address	4602 21ST ST, LUBBOCK, TX 79407-2312
Document Number	0000049572
Map Reference	VOL 739 PG 471
Instrument Date	Dec 13, 2019
Instrument	2019049572
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14602 COUNTY ROAD 2120, LUBBOCK, TX 79423-1017

Mortgage

Document Number	0000049574
Date	Dec 18, 2019
Instrument	2019049574

Lender

Name	AIMBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4602 21st St was $15,384, down 18.1% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,384.00 (-18.06%)	$938,068 Land $115,000 Building $823,068	$938,068 Land $115,000 Building $823,068
2024	$18,774.00 (-2.34%)
2023	$19,224.00 (+33.67%) Homeowner's exemption	$1,083,910 (+49.13%) Land $111,650 Building $972,260	$1,083,910 (+49.13%) Land $111,650 Building $972,260
2022	$14,382.00 Homeowner's exemption	$726,801 Land $111,650 Building $615,151	$726,801 Land $111,650 Building $615,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4602 21st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4602 21st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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