4520 21st St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4520 21st St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 2000
Lot Size	0.398 acres (17,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,113 (2023)
Deeds & Mortgages	May 2024 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R61359`

Property Details

APN / Parcel Number

Primary APN	`R61359`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,107 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,340 sqft (0.398 acres)
Lot Dimensions	170 ft deep x 102 ft wide
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4520 21ST ST
City	LUBBOCK
State	TX
Zip	79407-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	CAIN TERRACE BLK 2 L 19
Legal Subdivision	CAIN TERRACE
Legal Block	2
Legal Lot Number	19
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1008
Census Tract	1601

Owner

Source: Lubbock County records, as of May 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4909 19TH ST, LUBBOCK, TX 79407-2201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Feb 27, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage MCDONALD LAND & CASTLE LLC
Aug 20, 2021	Special Warranty Deed, Transfer
Feb 27, 2020	Vendor's Lien, Transfer · Line of Credit PLAINSCAPITAL BANK
Feb 26, 2020	Loan Modification, Mortgage PLAINSCAPITAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024
Deed Sale	May 6, 2024
Prior Sale	Feb 27, 2024
Deed Document Number	2024018158
Record Updated	Jun 7, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 6, 2024
Property Address	4520 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000018158
Map Reference	VOL 321 PG 504
Instrument Date	May 3, 2024
Instrument	2024018158
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 19TH ST, LUBBOCK, TX 79407-2201

Mortgage

Document Number	0000018159
Date	May 6, 2024
Instrument	2024018159

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2039

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 27, 2024
Property Address	4520 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000007433
Map Reference	VOL 321 PG 504
Instrument Date	Feb 16, 2024
Instrument	2024007433
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9803 TOPEKA AVE, LUBBOCK, TX 79424-5798
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007434
Date	Feb 27, 2024
Instrument	2024007434

Lender

Name	MCDONALD LAND & CASTLE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 16, 2024

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 20, 2021
Property Address	4520 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000042824
Map Reference	VOL 321 PG 504
Instrument Date	Aug 18, 2021
Instrument	2021042824
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 BROADWAY, LUBBOCK, TX 79401-2918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 21ST ST, LUBBOCK, TX 79407-2513

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 27, 2020
Property Address	4520 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000008159
Map Reference	VOL 321 PG 504
Instrument Date	Feb 26, 2020
Instrument	2020008159
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 16TH ST, 4405, LUBBOCK, TX 79416-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BROADWAY, LUBBOCK, TX 79401-2918

Mortgage

Document Number	0000008160
Date	Feb 27, 2020
Instrument	2020008160

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2021

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4520 21ST ST, LUBBOCK, TX 79407-2513
Document Number	0000030838
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2405 BROADWAY LUBBOCK TX 794012918, LUBBOCK, TX 79401-2918

Mortgage

Document Number	0000030838
Date	Jul 24, 2020
Instrument	30838

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 23, 2025

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,113.00 (-12.53%) Homeowner's exemption	$217,172 Land $19,380 Building $256,040	$275,420 Land $19,380 Building $256,040
2022	$3,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

Nearby Properties on 21st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures