4606 21st St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4606 21st St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,094 sqft · built 1964
Lot Size	0.584 acres (25,456 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,906 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R62994`

Property Details

APN / Parcel Number

Primary APN	`R62994`
Alternative APN	`R1238000000000100000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,094 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	3,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,456 sqft (0.584 acres)
Lot Dimensions	172 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4606 21ST ST
City	LUBBOCK
State	TX
Zip	79407-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIN TERRACE SECOND L 10
Legal Subdivision	CAIN TERRACE 2ND INSTALLMENT
Legal Lot Number	10
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1004
Census Tract	1601

Owner

Source: Lubbock County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4606 21ST ST, LUBBOCK, TX 79407-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer SERVICE TITLE
Feb 2, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage COMMUNITY NATIONAL BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LRS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026
Deed Sale	Apr 22, 2026
Prior Sale	Sep 9, 2024
Deed Document Number	202614681
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 22, 2026
Property Address	4606 21ST ST, LUBBOCK, TX 79407-2312
Document Number	0000014681
Instrument Date	Apr 17, 2026
Instrument	202614681
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 21ST ST, LUBBOCK, TX 79407-2312

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 2, 2024
Property Address	4606 21ST ST, LUBBOCK, TX 79407-2312
Document Number	0000004707
Map Reference	VOL 739 PG 471
Instrument Date	Jan 31, 2024
Instrument	2024004707
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 15TH ST, LUBBOCK, TX 79416-5617

Mortgage

Document Number	0000004708
Date	Feb 2, 2024
Instrument	2024004708

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2025

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4606 21ST ST, LUBBOCK, TX 79407-2312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023101
Date	Jun 10, 2020
Instrument	2020023101

Lender

Name	LRS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	MIDLAND, TX 79705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,906.00 (+20.02%)	$446,861 (-8.69%) Land $115,000 Building $331,861	$446,861 (-25.01%) Land $115,000 Building $331,861
2024	$6,587.00 (-19.41%)
2023	$8,173.00 (-4.62%) Homeowner's exemption	$489,411 Land $113,960 Building $481,916	$595,876 Land $113,960 Building $481,916
2022	$8,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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