4537 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4537 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,696 sqft Living Area
Lot Size	13,590 sqft (0.312 acres)
Occupancy	Owner Occupied
Last Sale	$87,000 (1995)
Tax Bill	$1,463.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0902-0001-0410`
Alternative APNs	`263004090200010410` `82554`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,696 sqft Living Area
Gross Area	2,252 sqft Gross Area
1st Floor	1,696 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,590 sqft (0.312 acres)
Depth X Width	126 ft x 108 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	450 sqft Pool
Deck Area	424 sqft Deck
Porch Area	360 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4537 PINE LAKE DR
City	SAINT CLOUD
State	FL
Zip	34769-1617
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 41 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATES UNIT 2
Legal Tract	902
Legal Block	410
Legal Lot Number	41
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3014
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0902-0001-0410

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4537 PINE LAKE DR, SAINT CLOUD, FL 34769-1617
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 1995 · Amount on Record
Deed Sale	Dec 13, 1995 · Amount on Record
Deed Book / Page	1297 / 1352
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (+4.05%) Homeowner's exemption	$124,629 (+5.99%)	$317,800 (-2.03%) Land $65,000 Building $252,800
2024	$1,406.00 (+3.53%)
2023	$1,358.00 (+4.62%) Homeowner's exemption	$117,590 (+3%)	$324,400 (+15.9%) Land $60,000 Building $264,400
2022	$1,298.00 Homeowner's exemption	$114,166	$279,900 Land $55,000 Building $224,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.