Midland County property record for 4601 James Dr, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,956 sqft · built 1964 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,000 (Sep 2021) |
| Tax Bill | $5,199 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-10-576 |
| Primary APN | 14-10-10-576 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,956 sqft Living Area |
| 1st Floor Area | 1,455 sqft |
| Basement Area | 557 sqft |
| Unfinished Basement | 557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 164 ft deep x 100 ft wide |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 4601 JAMES DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 56 MATTES SUB NO 2 |
| Legal Subdivision | MATTES SUB |
| Legal Lot Number | 56 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 290800 |
4601 James Dr is owned and occupied by an individual who acquired it in June 2026.
Source: Midland County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4601 JAMES DR, MIDLAND, MI 48642-3787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Deed Book / Page | 1649 / 1381 |
| Last Transfer Date | Jun 16, 2026 |
| Transfer Doc | 0000005893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 18, 2026 |
| Property Address | 4601 JAMES DR, MIDLAND, MI 48642-3787 |
| Document Number | 0000005893 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20265893 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4601 JAMES DR, MIDLAND, MI 48642-3787 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 21, 2021 |
| Property Address | 4601 JAMES DR, MIDLAND, MI 48642-3787 |
| Document Number | 1649/1381 |
| Book / Page | 1649 / 1381 |
| Map Reference | LB E PG 13 |
| Instrument Date | Sep 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12500 PARK POTOMAC AVE # 709, 12500, ROCKVILLE, MD 20854-6903 |
| Name | Verified Name |
|---|---|
| Address | 2904 PRAIRIE CT, WYLIE, TX 75098-6580 |
| Document Number | 16491382 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 1649/1382 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,900 | $317,800 | |
| 2024 | $5,199.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4601 James Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4601 James Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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