4600 James Dr, Midland, MI 48642 Property Records

Midland County property record for 4600 James Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,032 sqft · built 1966
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (May 2022)
Tax Bill	$4,810 (2024)
Deeds & Mortgages	Aug 2022 Transfer May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-10-546`

Property Details

APN / Parcel Number

Primary APN	`14-10-10-546`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,014 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4600 JAMES DR
City	MIDLAND
State	MI
Zip	48642-3783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 49 MATTES SUB NO 2
Legal Subdivision	MATTES SUB
Legal Lot Number	49
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3005
Census Tract	290800

Owner

Source: Midland County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 JAMES DR, MIDLAND, MI 48642-3783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Intrafamily Transfer, Transfer
May 26, 2022	Warranty Deed, Transfer
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Book / Page	1657 / 277
Last Transfer Date	Jun 20, 2022
Transfer Doc	0001659/51
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Aug 3, 2022
Property Address	4600 JAMES DR, MIDLAND, MI 48642-3783
Document Number	0001659/51
Book / Page	1659 / 51
Map Reference	LB E PG 13
Instrument Date	Jun 20, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 JAMES DR, 4600, MIDLAND, MI 48642-3783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 JAMES DR, MIDLAND, MI 48642-3783

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 26, 2022
Property Address	4600 JAMES DR, MIDLAND, MI 48642-3783
Document Number	001657/277
Book / Page	1657 / 277
Map Reference	LB E PG 13
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Tax	$2,647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 JAMES DR, 4600, MIDLAND, MI 48642-3783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 UNIVERSAL DR, MIDLAND, MI 48640-1924

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4600 JAMES DR, MIDLAND, MI 48642-3783
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 JAMES DR, MIDLAND, MI 48642-3783

Mortgage

Document Number	1645/614
Date	May 5, 2021
Book Page	1645/614

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,800	$293,600
2024	$4,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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