4527 James Dr, Midland, MI 48642 Property Records

Midland County property record for 4527 James Dr, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,968 sqft · built 1964
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$315,200 (May 2022)
Tax Bill$3,034 (2022)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-10-10-574

Property Details

APN / Parcel Number

Primary APN14-10-10-574

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,968 sqft Living Area
Basement Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleSplit Level
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions164 ft deep x 100 ft wide
Garage Area543 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number141010574
Street Address4527 JAMES DR
CityMIDLAND
StateMI
Zip48642-3786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal DescriptionLOT 55 MATTES SUB NO 2
Legal SubdivisionMATTES SUB
Legal Lot Number55
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group3
Census Block3007
Census Tract290800

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4527 JAMES DR, MIDLAND, MI 48642-3786
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number0016561299
Deed Book / Page1656 / 1299
Record UpdatedJun 7, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 13, 2022
Property Address4527 JAMES DR, MIDLAND, MI 48642-3786
Document Number01656/1299
Book / Page1656 / 1299
Map ReferenceLB E PG 13
Instrument DateMay 11, 2022
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,366.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4527 JAMES DR, 4527, MIDLAND, MI 48642-3786

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 N ATLANTIC BLVD # B, B, ALHAMBRA, CA 91801-2233

Mortgage

Document Number0016561300
DateMay 13, 2022
Instrument1656/1300
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimJun 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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