4708 Charter Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 4708 Charter Oak Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,434 sqft · built 1935
Lot Size0.612 acres (26,659 sqft)
OwnerIndividual Name on Record
Tax Bill$265 (2023)
Flood ZoneZone X (minimal risk)
APN0440280200

Property Details

APN / Parcel Number

Primary APN0440280200
Alternative APNs
  • 854694
  • 18321

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,434 sqft Living Area
Gross Area1,350 sqft
1st Floor Area1,350 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Exterior MaterialWood Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,659 sqft (0.612 acres)

Exterior Amenities

PorchOpen Porch
Porch Area204 sqft
Canopy108 sqft
Storage Building64 sqft

Location & Zoning

Account Number854694
Street Address4708 CHARTER OAK DR
CityTEMPLE
StateTX
Zip76502-5730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionA0005BC N CHANCE, OB 512, (ENHANCED LIFE ESTATE) ACRES .612 OB 512, (ENHANCED LIFE ESTATE)
Legal SubdivisionN CHANCE
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1039
Census Tract20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4708 CHARTER OAK DR, TEMPLE, TX 76502-5730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020
Deed SaleJun 26, 2020
Deed Document Number2020-00031123
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$265.00 (-9.25%) Homeowner's exemption Senior Citizen's exemption$126,184 Land $25,667 Building $100,517$126,184 Land $25,667 Building $100,517
2022$292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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