Lubbock County property record for 4601 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,529 sqft · built 2005 |
| Lot Size | 0.2 acres (8,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2019) |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R172947 |
| Primary APN | R172947 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 2,273 sqft |
| Basement Area | 256 sqft |
| Finished Basement | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,701 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 523 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4601 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST L 187 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 187 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10509 |
4601 109th St is owned and occupied by an individual who acquired it in December 2021.
Source: Lubbock County records, as of October 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Dec 9, 2021 | Intrafamily Transfer, Transfer |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Jul 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 17, 2019 | Vendor's Lien, Transfer · Commercial Mortgage FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | Jun 21, 2004 |
| Deed Document Number | 201940824 |
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 0000062612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Dec 9, 2021 |
| Property Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Document Number | 0000062612 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021062612 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039869 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020039869 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 20, 2020 |
| Property Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Document Number | 0000030084 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 30084 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4601 109TH ST LUBBOCK TX 794247341, LUBBOCK, TX 79424-7341 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 17, 2019 |
| Property Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Document Number | 0000040824 |
| Map Reference | VOL 8303 PG 77 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019040824 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4601 109TH ST, LUBBOCK, TX 79424-7341 |
| Document Number | 0000040825 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019040825 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4601 109th St was $3,382 with exemptions applied, down 23.6% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,382.00 (-23.59%) Homeowner's exemption Senior Citizen's exemption | $352,363 Land $34,000 Building $318,363 | $352,363 Land $34,000 Building $318,363 |
| 2024 | $4,426.00 (+0.2%) | ||
| 2023 | $4,417.00 (-23.55%) Homeowner's exemption | $318,857 Land $34,000 Building $305,835 | $339,835 Land $34,000 Building $305,835 |
| 2022 | $5,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4601 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4601 109th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures