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4606 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4606 109th St, Lubbock, TX 79424 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,135 sqft · built 2003
Lot Size0.174 acres (7,601 sqft)
OwnerIndividual Name on File
Tax Bill$4,631 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR172986

Property Details

APN / Parcel Number

Primary APNR172986

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,135 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,601 sqft (0.174 acres)
Garage Area471 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4606 109TH ST
CityLUBBOCK
StateTX
Zip79424-7340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNCREST L 226
Legal SubdivisionSUNCREST
Legal Lot Number2260
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2013
Census Tract10509

Owner

Source: Lubbock County records · APN R172986

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4606 109TH ST, LUBBOCK, TX 79424-7340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2020
Deed SaleSep 11, 2020
Deed Document Number2020040201
Record UpdatedJun 08, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateSep 11, 2020
Property Address4606 109TH ST, LUBBOCK, TX 79424-7340
Document Number0000040201
Map ReferenceVOL 8330 PG 311
Instrument DateSep 10, 2020
Instrument2020040201
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 109TH ST, LUBBOCK, TX 79424-7340

Mortgage

Document Number0000040202
DateSep 11, 2020
Instrument2020040202
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,631.00 (-11.35%) Homeowner's exemption$302,808 (+6.38%) Land $34,000 Building $268,808$302,808 (+0.07%) Land $34,000 Building $268,808
2024$5,224.00 (+8.38%)
2023$4,820.00 (-10.34%) Homeowner's exemption$284,650 Land $34,000 Building $268,587$302,587 Land $34,000 Building $268,587
2022$5,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030105092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Metronet HoldingsFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)300 / 60
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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