Lubbock County property record for 4521 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,591 sqft · built 2005 |
| Lot Size | 0.192 acres (8,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,900 (May 2013) |
| Tax Bill | $5,676 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R172945 |
| Primary APN | R172945 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,591 sqft Living Area |
| Gross Area | 3,032 sqft |
| 1st Floor Area | 2,267 sqft |
| Basement Area | 324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,360 sqft (0.192 acres) |
| Lot Dimensions | 110 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4521 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-5793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST L 185 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 185 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10509 |
Source: Lubbock County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4521 109TH ST, LUBBOCK, TX 79424-5793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Jan 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2013 · Amount on Record |
| Deed Sale | May 20, 2013 · Amount on Record |
| Prior Sale | Aug 19, 2005 |
| Deed Document Number | 201320385 |
| Prior Transfer Date | May 16, 2013 |
| Prior Transfer Doc | 0000020385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4521 109TH ST, LUBBOCK, TX 79424-5793 |
| Document Number | 0000005190 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4521 109TH ST LUBBOCK TX 794245793, LUBBOCK, TX 79424-5793 |
| Document Number | 0000005190 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 5190 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4521 109TH ST, LUBBOCK, TX 79424-5793 |
| Document Number | 0000004873 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4521 109TH ST LUBBOCK TX 794245793, LUBBOCK, TX 79424-5793 |
| Document Number | 0000004873 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 4873 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,676.00 (-5.93%) Homeowner's exemption | $353,319 (+10.52%) Land $34,000 Building $319,319 | $353,319 (+3.69%) Land $34,000 Building $319,319 |
| 2024 | $6,034.00 (+8.56%) | ||
| 2023 | $5,558.00 (-8.94%) Homeowner's exemption | $319,701 Land $34,000 Building $306,753 | $340,753 Land $34,000 Building $306,753 |
| 2022 | $6,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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