4600 Laird Rd, Loomis, CA 95650 Property Records

Placer County property record for 4600 Laird Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,820 sqft · built 1995
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Oct 2013)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-071-004-000`

Property Details

APN / Parcel Number

Primary APN	`045-071-004-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	69,696 sqft
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4600 LAIRD RD
City	LOOMIS
State	CA
Zip	95650-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.6 A SEC 15 11 7
Legal Range	7E
Legal Township	11N
Legal Section	15
Legal Tract	1
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2031
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4600 LAIRD RD, LOOMIS, CA 95650-8912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Document Number	201397561
Last Transfer Date	Aug 9, 2024
Transfer Doc	0000043034
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4600 LAIRD RD, LOOMIS, CA 95650-8912
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 LAIRD RD, LOOMIS, CA 95650-8912

Mortgage

Document Number	0000019003
Date	Mar 2, 2022
Instrument	2022-0019003

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4600 LAIRD RD, LOOMIS, CA 95650-8912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001692
Date	Jan 10, 2019
Instrument	2019-0001692

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4600 LAIRD RD, LOOMIS, CA 95650-8912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 LAIRD RD, LOOMIS, CA 95650-8912

Mortgage

Document Number	0000092575
Date	Aug 27, 2020
Instrument	2020-0092575

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,660 (+2%) Land $187,551 Building $375,109
2025	$6,034.00 (+1.34%) Homeowner's exemption	$551,628 (+4.04%) Land $183,874 Building $367,754
2023	$5,954.00 (+0.24%) Homeowner's exemption	$530,210 Land $176,735 Building $353,475
2022	$5,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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