4808 Laird Rd, Loomis, CA 95650 Property Records

Placer County property record for 4808 Laird Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,202 sqft · built 1974
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Oct 2016)
Tax Bill	$10,375 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-071-020-000`

Property Details

APN / Parcel Number

Primary APN	`045-071-020-000`
Alternative APN	`045-071-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,202 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	270,072 sqft
Garage Area	1,544 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-071-020
Street Address	4808 LAIRD RD
City	LOOMIS
State	CA
Zip	95650-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	6.2 A FR SEC 15 11 7
Legal Range	7E
Legal Township	11N
Legal Section	15
Legal Tract	1
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2031
Census Tract	20607

Owner

4808 Laird Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4808 LAIRD RD, LOOMIS, CA 95650-8914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Deed Document Number	201694275
Prior Transfer Date	Sep 2, 2004
Prior Transfer Doc	0000119698
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4808 LAIRD RD, LOOMIS, CA 95650-8914
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 LAIRD RD, LOOMIS, CA 95650-8914

Mortgage

Document Number	0000042606
Date	May 19, 2022
Instrument	2022-0042606

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 22, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4808 LAIRD RD, LOOMIS, CA 95650-8914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027280
Date	Apr 20, 2018
Instrument	2018-0027280

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4808 LAIRD RD, LOOMIS, CA 95650-8914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039620
Date	Apr 30, 2020
Instrument	2020-0039620

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4808 Laird Rd was $10,375.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,218,375 (+25.93%) Land $473,516 Building $744,859
2025	$10,375.00	$967,486 Land $464,232 Building $503,254
2023	$9,627.00 (+6.68%)	$870,326 Land $446,206 Building $424,120
2022	$9,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4808 Laird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Laird Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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