460 Terrace Ave, Boulder, CO 80304 Property Records

Boulder County property record for 460 Terrace Ave, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,992 sqft · built 2005
Lot Size	0.052 acres (2,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,500 (Feb 2008)
Tax Bill	$7,399 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1461-12-1-11-003`

Property Details

APN / Parcel Number

Primary APN	`1461-12-1-11-003`
Alternative APNs	`R0509006` `0509006`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,992 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	764 sqft
Upper Floors Area	1,502 sqft
Basement Area	726 sqft
Finished Basement	726 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,272 sqft (0.052 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0509006
Street Address	460 TERRACE AVE
City	BOULDER
State	CO
Zip	80304-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 8 DAKOTA RIDGE VILLAGE PH 3
Legal Range	71
Legal Township	1N
Legal Section	12
Legal Subdivision	DAKOTA RIDGE VILLAGE PH 3
Legal Phase	3
Legal Block	8
Legal Lot Number	7
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	4
Census Block	4019
Census Tract	13704

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 TERRACE AVE, BOULDER, CO 80304-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Reverse Mortgage CALCON MUTUAL MORTGAGE
Apr 23, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2008 · Amount on Record
Deed Sale	Feb 12, 2008 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	20082909432
Prior Transfer Date	Jun 23, 2005
Prior Transfer Doc	0002702908
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	Apr 23, 2026
Property Address	460 TERRACE AVE, BOULDER, CO 80304-4811
Document Number	0004129124
Instrument Date	Apr 17, 2026
Instrument	20264129124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	460 TERRACE AVE, BOULDER, CO 80304-4811

Mortgage

Document Number	0004129124,
Date	Apr 23, 2026
Instrument	20264129124

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	905 Months
Due	Sep 7, 2101

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	Apr 23, 2026
Property Address	460 TERRACE AVE, BOULDER, CO 80304-4811
Document Number	0004129125
Instrument Date	Apr 17, 2026
Instrument	20264129125
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HOMESITE TITLE, HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	460 TERRACE AVE, BOULDER, CO 80304-4811

Mortgage

Document Number	0004129125,
Date	Apr 23, 2026
Instrument	20264129125

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	905 Months
Due	Sep 7, 2101

Interest

Rate	6.22%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	460 TERRACE AVE, BOULDER, CO 80304-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003568331
Date	Jan 11, 2017
Instrument	3568331

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,676 (+2.67%) Land $33,864 Building $45,812	$1,241,700 (-) Land $568,000 Building $673,700
2025	$7,399.00 (+5.04%)	$77,606 (-7.44%) Land $35,500 Building $42,106	$1,241,700 (-0.78%) Land $568,000 Building $673,700
2024	$7,044.00 (+1.76%)
2023	$6,922.00 (+2%)	$83,843 (+14.73%) Land $38,739 Building $45,104	$1,251,400 (+19.01%) Land $578,200 Building $673,200
2022	$6,786.00	$73,080 Land $31,039 Building $42,041	$1,051,500 Land $446,600 Building $604,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 89% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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