Boulder County property record for 395 Terrace Ave, Boulder, CO 80304
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.25 ba · 4,305 sqft · built 2007 |
| Lot Size | 0.109 acres (4,737 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,625,000 (Jul 2020) |
| Tax Bill | $12,515 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-12-1-14-011 |
| Primary APN | 1461-12-1-14-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,305 sqft Living Area |
| Gross Area | 5,077 sqft |
| 1st Floor Area | 1,445 sqft |
| Upper Floors Area | 1,625 sqft |
| Basement Area | 1,435 sqft |
| Finished Basement | 1,235 sqft |
| Unfinished Basement | 200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,737 sqft (0.109 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 151 sqft |
| Deck Area | 360 sqft |
| Patio Area | 468 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0510286 |
|---|---|
| Street Address | 395 TERRACE AVE |
| City | BOULDER |
| State | CO |
| Zip | 80304-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 16 DAKOTA RIDGE VILLAGE PHASE 4 |
| Legal Range | 71 |
| Legal Township | 1N |
| Legal Section | 12 |
| Legal Subdivision | DAKOTA RIDGE VILLAGE PH 4 |
| Legal Phase | 4 |
| Legal Block | 16 |
| Legal Lot Number | 11 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BALD MOUNTAIN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 13704 |
395 Terrace Ave is owned and occupied by two individuals who bought it in July 2020.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 TERRACE AVE, BOULDER, CO 80304-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on File |
| Deed Sale | Jul 1, 2020 · Amount on File |
| Prior Sale | Jan 23, 2008 · Amount on File |
| Deed Document Number | 20203795470 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0002853638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jul 1, 2020 |
| Property Address | 395 TERRACE AVE, BOULDER, CO 80304-4805 |
| Document Number | 0003795470 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 3795470 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 395 TERRACE AVE, BOULDER, CO 80304-4805 |
| Document Number | 0003795471 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 3795471 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 395 Terrace Ave was $12,515.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,054 (+5.17%) Land $51,014 Building $87,040 | $2,100,200 (-) Land $820,200 Building $1,280,000 | |
| 2025 | $12,515.00 | $131,263 Land $51,263 Building $80,000 | $2,100,200 Land $820,200 Building $1,280,000 |
| 2023 | $12,105.00 (+15.43%) | $143,862 (+27.38%) Land $55,945 Building $87,917 | $2,147,200 (+32.14%) Land $835,000 Building $1,312,200 |
| 2022 | $10,487.00 | $112,938 Land $44,821 Building $68,117 | $1,625,000 Land $644,900 Building $980,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 395 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Terrace Ave is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 89% of Colorado |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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