440 Terrace Ave, Boulder, CO 80304 Property Records

Boulder County property record for 440 Terrace Ave, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,798 sqft · built 2005
Lot Size	0.041 acres (1,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Mar 2022)
Tax Bill	$7,068 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1461-12-1-11-004`

Property Details

APN / Parcel Number

Primary APN	`1461-12-1-11-004`
Alternative APNs	`R0509007` `0509007`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,798 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	764 sqft
Upper Floors Area	1,502 sqft
Basement Area	726 sqft
Finished Basement	532 sqft
Unfinished Basement	194 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,773 sqft (0.041 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0509007
Street Address	440 TERRACE AVE
City	BOULDER
State	CO
Zip	80304-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 8 DAKOTA RIDGE VILLAGE PH 3
Legal Range	71
Legal Township	1N
Legal Section	12
Legal Subdivision	DAKOTA RIDGE VILLAGE PH 3
Legal Phase	3
Legal Block	8
Legal Lot Number	8
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	4
Census Block	4019
Census Tract	13704

Owner

Source: Boulder County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 TERRACE AVE, BOULDER, CO 80304-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Oct 16, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20223953531
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0003510750
Record Updated	Sep 20, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Mar 30, 2022
Property Address	440 TERRACE AVE, BOULDER, CO 80304-4811
Document Number	0003953531
Instrument Date	Mar 21, 2022
Instrument	3953531
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 TERRACE AVE, BOULDER, CO 80304-4811

Mortgage

Document Number	0003953532
Date	Mar 30, 2022
Instrument	3953532

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 16, 2020
Property Address	440 TERRACE AVE, BOULDER, CO 80304-4811
Document Number	0003824598
Instrument Date	Oct 2, 2020
Instrument	3824598
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 TERRACE AVE BOULDER CO 803044811, BOULDER, CO 80304-4811

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,654 (+8.8%) Land $34,122 Building $46,532	$1,186,100 (-) Land $501,800 Building $684,300
2025	$7,068.00 (+7.2%)	$74,132 (-7.38%) Land $31,363 Building $42,769	$1,186,100 (-0.71%) Land $501,800 Building $684,300
2023	$6,593.00 (+3.53%)	$80,039 (+16.72%) Land $34,224 Building $45,815	$1,194,600 (+21.07%) Land $510,800 Building $683,800
2022	$6,368.00	$68,576 Land $27,418 Building $41,158	$986,700 Land $394,500 Building $592,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 89% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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