460 Saylor Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 460 Saylor Ct, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,784 sqft Finished Area
Lot Size135,341 sqft (3.1 acres)
OccupancyOwner Occupied
Last Sale$500 (2019)
Tax Bill$4,071.00 (2025)

Property Details

APN / Parcel Number

Primary APN060-00-03-004.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,784 sqft Finished Area
Gross Area3,939 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area135,341 sqft (3.1 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0600003004.00
Street Address460 SAYLOR CT
CityCOVINGTON
StateKY
Zip41015-2507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSAYLORS MEADOW SEC 1 LOT 4 3.1071 ACS NWC SAYLORS CT & KLETTE RD
Legal SubdivisionSAYLORS MEADOW
Legal Phase1
Legal Lot Number4
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1002
Census Tract65800

Owner

Source: Kenton County records · APN 060-00-03-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address460 SAYLOR CT, COVINGTON, KY 41015-2507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Dec 01, 2017Deed of Trust, Mortgage · Line of Credit
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2019 · Amount on Record
Deed SaleFeb 04, 2019 · Amount on Record
Prior SaleJun 05, 2001 · Amount on Record
Deed Doc Number19 02 04 059 00196
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address460 SAYLOR CT, COVINGTON, KY 41015-2507
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900010
DateMar 02, 2021
Book Page175/856
Instrument21030205900010
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2031

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address460 SAYLOR CT, COVINGTON, KY 41015-2507
Document Number0000000390
Instrument DateDec 01, 2017
Transaction TypeMortgage
Record UpdatedMay 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address460 SAYLOR CT COVINGTON KY 410152507, COVINGTON, KY 41015-2507

Mortgage

Document Number0000000390
DateDec 27, 2017
Book Page0I4047/000194
Instrument390
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCOVINGTON, KY 41015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 26, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,071.00 (+7.9%)$350,100 (+17.09%) Land $70,000 Building $280,100$350,100 (+17.09%) Land $70,000 Building $280,100
2023$3,773.00$299,000 Land $60,000 Building $239,000$299,000 Land $60,000 Building $239,000

Flood & Wildfire

460 Saylor Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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