440 Saylor Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 440 Saylor Ct, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Lot Size20,038 sqft (0.46 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$361,500 (2019)
Tax Bill$4,514.00 (2025)

Owner

Source: Kenton County records · APN 060-00-07-001.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 SAYLOR CT, COVINGTON, KY 41015-2507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
RIVER CTY MTG
Mar 13, 2019Warranty Deed, Subdivision Related Transfer · Line of Credit
FIRST EQUITY MTG INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2019 · Amount on Record
Deed SaleMar 13, 2019 · Amount on Record
Prior SaleJan 26, 2016 · Amount on Record
Deed Doc Number0000423695
Deed Book / Page4236 / 95
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address440 SAYLOR CT, COVINGTON, KY 41015-2507
Document Number0000000013
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address440 SAYLOR CT COVINGTON KY 410152507, COVINGTON, KY 41015-2507

Mortgage

Document Number0000000013
DateNov 17, 2020
Book Page00M127/000391
Instrument13
Lender
NameRIVER CTY MTG
TypeMortgage Company
AddressCINCINNATI, OH 45242
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 16, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 13, 2019
Property Address440 SAYLOR CT, COVINGTON, KY 41015-2507
Document Number0000000127
Book / Page0I4236 / 000095
Instrument DateJun 30, 2017
Instrument127
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$361.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address440 SAYLOR CT COVINGTON KY 410152507, COVINGTON, KY 41015-2507

Mortgage

Document Number130
DateMar 13, 2019
Book Page0I4236/000098
Instrument130
Lender
NameFIRST EQUITY MTG INC
AddressFT MITCHELL, KY 41017
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,514.00 (-1.05%)$388,200 (+7.39%) Land $55,000 Building $333,200$388,200 (+7.39%) Land $55,000 Building $333,200
2023$4,562.00$361,500 Land $47,000 Building $314,500$361,500 Land $47,000 Building $314,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN060-00-07-001.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2018
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Lot Area20,038 sqft (0.46 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0600007001.00
Street Address440 SAYLOR CT
CityCOVINGTON
StateKY
Zip41015-2507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSAYLOR WOODS SUBD SEC 1 LOT 1 LESS 0.0338 AC
Legal SubdivisionSAYLOR WOODS SUBD
Legal Phase1
Legal Lot Number1
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1002
Census Tract65800

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