Kenton County property record for 432 Saylor Ct, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · built 2019 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,074 (Oct 2019) |
| Tax Bill | $5,205 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-07-003.00 |
| Primary APN | 060-00-07-003.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 31,363 sqft (0.719 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0600007003.00 |
|---|---|
| Street Address | 432 SAYLOR CT |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAYLOR WOODS SUBD SEC 1 LOT 3 |
| Legal Subdivision | SAYLOR WOODS SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65800 |
Source: Kenton County records · APN 060-00-07-003.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 SAYLOR CT, COVINGTON, KY 41015-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Oct 07, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRST EQUITY MTG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2019 · Amount on Record |
| Deed Sale | Oct 07, 2019 · Amount on Record |
| Deed Document Number | 0004339191 |
| Deed Book / Page | 4339 / 191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 432 SAYLOR CT, COVINGTON, KY 41015-2507 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 432 SAYLOR CT, COVINGTON, KY 41015-2507 |
| Document Number | 0005900168 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 335/510 |
| Instrument | 22020805900168 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 432 SAYLOR CT, COVINGTON, KY 41015-2507 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005900281 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 175/800 |
| Instrument | 21030105900281 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 07, 2019 |
| Property Address | 432 SAYLOR CT, COVINGTON, KY 41015-2507 |
| Document Number | 0000000034 |
| Book / Page | 0I4339 / 000191 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 34 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.07 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 SAYLOR CT COVINGTON KY 41015, COVINGTON, KY 41015 |
| Document Number | 37 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 0I4339/000214 |
| Instrument | 37 |
| Name | FIRST EQUITY MTG INC |
|---|---|
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,205.00 (+1.6%) | $447,600 (+10.25%) Land $55,000 Building $392,600 | $447,600 (+10.25%) Land $55,000 Building $392,600 |
| 2023 | $5,123.00 | $406,000 Land $47,000 Building $359,000 | $406,000 Land $47,000 Building $359,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures