St. Johns County property record for 437 S Horseshoe Rd, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1978 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Jul 2015) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 082800-0230 |
| Primary APN | 082800-0230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Lot Dimensions | 230 ft deep x 192 ft wide |
| Garage Area | 312 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Deck Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 S HORSESHOE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PART OF GRANT TO FATIO OR DELESPINE UNREC PLAT LYING E OF SR #16-A LOTS 23 & 24 ST AUG MGMT NORTH (EX PT IN OR634/33) OR4058/1063 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 56 |
| Legal Subdivision | ST. AUGUSTINE MANAGEMENT - SABATE (NORTH |
| Legal Block | 2 |
| Legal Lot Number | 23,24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20903 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Prior Sale | Mar 10, 2015 |
| Deed Document Number | 201544742 |
| Deed Book / Page | 4058 / 1063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 437 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0046761274 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 4676/1274 |
| Instrument | 2019008146 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,581 (+2.7%) | $332,262 (+5.22%) Land $126,720 Building $205,542 | |
| 2025 | $1,739.00 (+15.7%) Homeowner's exemption | $142,727 (+2.9%) | $315,779 (+9.72%) Land $126,720 Building $189,059 |
| 2024 | $1,503.00 (+2.31%) Homeowner's exemption | $138,705 (+3%) | $287,799 (+5.82%) Land $126,720 Building $161,079 |
| 2023 | $1,469.00 (+4.11%) Homeowner's exemption | $134,665 (+3%) | $271,964 (+17.07%) Land $126,720 Building $145,244 |
| 2022 | $1,411.00 Homeowner's exemption | $130,743 | $232,318 Land $105,754 Building $126,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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