460 E Cavanaugh Bay Rd, Coolin, ID 83821 Property Records

Bonner County property record for 460 E Cavanaugh Bay Rd, Coolin, ID 83821

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,249 sqft · built 1996
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Last Sale	$387,500 (Nov 2018)
Tax Bill	$4,407 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP059550010040A`

Property Details

APN / Parcel Number

Primary APN	`RP059550010040A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,249 sqft Finished Area
1st Floor Area	2,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Cathedral/Clerestory
Roof Material	Galvanized Metal
Lot Area	47,916 sqft (1.1 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 E CAVANAUGH BAY RD
City	COOLIN
State	ID
Zip	83821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	23-60N-4W COUGAR CREEK BLK 1 LOT 4
Legal Range	04W
Legal Township	60N
Legal Section	23
Legal Subdivision	COUGAR CREEK
Legal Block	1
Legal Lot Number	4
Jurisdiction	BONNER ID
Township / Civil Division	PRIEST RIVER
Census Block Group	4
Census Block	4094
Census Tract	950600

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	818 E FOSTER AVE, COEUR D ALENE, ID 83814-4274
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Oct 31, 2017
Deed Document Number	2018931108
Last Transfer Date	Oct 3, 2022
Transfer Doc	0001012795
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 16, 2018
Property Address	460 E CAVANAUGH BAY RD, COOLIN, ID 83821
Document Number	0000931108
Map Reference	MB10 PG160
Instrument Date	Nov 14, 2018
Instrument	931108
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E FOSTER AVE, COEUR D ALENE, ID 83814-4274

Mortgage

Document Number	0000931115
Date	Nov 16, 2018
Instrument	931115

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,407.00	$1,558,463 (+6.87%) Land $897,517 Building $660,946	$1,558,463 (+6.87%) Land $897,517 Building $660,946
2025	$4,407.00 (+20.51%)	$1,458,257 (+17.16%) Land $897,517 Building $560,740	$1,458,257 (+17.16%) Land $897,517 Building $560,740
2023	$3,657.00	$1,244,679 Land $699,330 Building $545,349	$1,244,679 Land $699,330 Building $545,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRIEST RIVER serves 2,173 people · EPA ID ID1090107
Water Source	Surface water
Last State Inspection	May 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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