306 E Cavanaugh Bay Rd, Coolin, ID 83821 Property Records

Bonner County property record for 306 E Cavanaugh Bay Rd, Coolin, ID 83821

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,734 sqft · built 2003
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Company Names on File
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP059550010100A`

Property Details

APN / Parcel Number

Primary APN	`RP059550010100A`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,734 sqft Finished Area
1st Floor Area	2,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	104,980 sqft (2.41 acres)
Lot Width	100 ft Width
Garage Type	Built-in
Boat Access	Boat Access
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	306 E CAVANAUGH BAY RD
City	COOLIN
State	ID
Zip	83821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	26-60N-4W COUGAR CREEK BLK 1 LOT 10
Legal Range	04W
Legal Township	60N
Legal Section	26
Legal Subdivision	COUGAR CREEK
Legal Block	1
Legal Lot Number	10
Jurisdiction	BONNER ID
Township / Civil Division	PRIEST RIVER
Census Block Group	4
Census Block	4094
Census Tract	950600

Owner

Source: Bonner County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	17975 CRESTLINE DR, LAKE OSWEGO, OR 97034-6216
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 17, 2023	Intrafamily Transfer, Transfer
Sep 9, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 25, 2017	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE AND ESC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2023
Deed Sale	Feb 17, 2023
Prior Sale	Sep 9, 2021
Deed Document Number	20231017004
Prior Transfer Date	Feb 14, 2023
Prior Transfer Doc	0001017004
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	306 E CAVANAUGH BAY RD, COOLIN, ID 83821
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000997718
Date	Dec 17, 2021
Instrument	997718

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Min Rate At Change	2.75%
Max Rate At Change	3.87%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Feb 17, 2023
Property Address	306 E CAVANAUGH BAY RD, COOLIN, ID 83821
Document Number	0001017004
Map Reference	MB 10 PG 160
Instrument Date	Feb 14, 2023
Instrument	1017004
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	950 TERRACE DR, LAKE OSWEGO, OR 97034-4637

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 9, 2021
Property Address	306 E CAVANAUGH BAY RD, COOLIN, ID 83821
Document Number	0000991394
Map Reference	MB 10 PG 160
Instrument Date	Sep 7, 2021
Instrument	991394
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9125 N PALMER RD, SPOKANE, WA 99217-8757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 TERRACE DR, LAKE OSWEGO, OR 97034-4637

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BONNER ID
Recording Date	Sep 25, 2017
Property Address	306 E CAVANAUGH BAY RD, COOLIN, ID 83821
Document Number	0000911863
Map Reference	MB10 PG160
Instrument Date	Sep 12, 2017
Instrument	911863
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE AND ESC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 83720, BOISE, ID 83720-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 N PALMER RD, SPOKANE, WA 99217-8757

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,970,497 (+5.6%)	$1,970,497 (+5.6%)
2025	$5,631.00 (+24.99%)	$1,865,965 (+21.77%) Land $1,319,555 Building $546,410	$1,865,965 (+21.77%) Land $1,319,555 Building $546,410
2023	$4,505.00	$1,532,391 Land $1,023,855 Building $508,536	$1,532,391 Land $1,023,855 Building $508,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRIEST RIVER serves 2,173 people · EPA ID ID1090107
Water Source	Surface water
Last State Inspection	May 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	30 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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